Technology & Computing

What information do you need to send Western Union?

By: Lian ThompsonUpdated: May 06, 2020

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You'll need your receiver's first and last name, country and city to send money. (Some countries may require a state name, too.) If you are sending a prepaid card via Home Delivery, you'll also need your receiver's address and phone number.

Accordingly, do you need an ID to Western Union money?

Note: You must be at least 18 years old with a valid, government-issued ID* to send or receive money with Western Union. Your receiver will need to present an ID and answer the test question to receive the money.

Also to know, what do I need to pick up money from Western Union?

You can pick it up at any agent location. Look for the nearest one on our website. You'll need the tracking number (MTCN) as well as the sender's name, sender's country and transfer amount. You'll also need to provide an accepted form of government-issued photo ID to pick up the money.

Does Western Union ask for ID?

A lot of people ask why they need to bring a picture ID when they pick up a Western Union money transfer. The answer is simple: we want to do everything we can to reduce the risk someone else will pick up your money. Our goal is to provide the best customer experience with every transaction.

How much does it cost to send $100 Western Union?

TransferWise vs Western Union: A comparison
Fee* Western Union TransferWise
Sending fee $19.99 $8.45
Exchange rate Markup on the mid-market rate Real mid-market rate
Recipient fee $0 $0

Related

How can I send money to someone instantly?

1. Cash App. Use the Cash App to send and receive money at no cost. Once you download and sign up for Cash App, you'll be able to send, receive and request money from friends and family instantly.

How much does it cost to send $1000 through Western Union?

Here's a comparison of what the costs will be to send USD 1000 to CAD, using both TransferWise and Western Union.

TransferWise vs Western Union: A comparison.
Fee* Western Union TransferWise
Sending fee $19.99 $8.45
Exchange rate Markup on the mid-market rate Real mid-market rate
Recipient fee $0 $0

How do I pick up Western Union without ID?

A: Yes. We need the MTCN (Money Transfer Control Number) and a valid government issued ID. Q: Can I pick up money without an ID? A: As long as the sender used a test question, and the clerk checked the "Pay without ID" box.

Can someone else pick up my Western Union money for me?

Recipients can pick up funds at a participating Western Union agent location in the destination (country, state, and/or city) you specified on your transaction request. To find an agent location, call Western Union at 1-800-325-6000 (Espanol: 1-800-325-4045) or visit Western Union.

Which is best money transfer app?

The best money-transfer apps for Android and iOS
  • Venmo. More than just a new popular verb — “Venmo me” — this app makes it incredibly easy to send and receive money to and from family and friends.
  • Azimo Money Transfer.
  • Facebook Messenger.
  • Google Pay.
  • PayPal.
  • Square Cash.
  • Zelle.
  • Chase QuickPay.

How much does it cost to send 2000 Western Union?

The transfer takes less than 10 minutes. The fee is $4.50 to transfer up to $50 and $9.50 to send up to $900. Western Union, in comparison, charges $5 for a money transfer of up to $50, but a transfer of $900 could cost $76.

How long does Western Union take to process?

Details
Product Name Western Union Money Transfers
Transfer Methods Online, Phone, Agent, Bank Account to Bank Account, International Money Order
Transfer Options Regular payments, One off payments
Transfer Speed Minimum transfer time 3 - 5 days
Customer Service Phone, Chat, Email, Branch

How do I do a Western Union transfer?

How to Send Money Online
  1. Log in to your profile. If you don't have a profile, please register for free.
  2. Choose country, amount and delivery method (cash).
  3. Enter your receiver's name.
  4. Pay with your card.
  5. You'll get a confirmation by email. Save the tracking number (MTCN) to share with your receiver for pickup.

Is Western Union considered a bank?

Western Union is licensed as a money transfer business and not a bank. The main difference is that WU forwards and converts money. What Western Union cannot do is to take deposits and issue loans.

How much money can you send Western Union?

How much money can I send with Western Union?
Service Limit per transfer
In Minutes, Three Day, and WU® Pay $2,999
Next Day $500
Mobile Money Transfer $500
Bill Payments/Quick Collect $2,500 per 7 days to a biller (certain states have a limit of $400 only)

How do you wire money to someone?

To send a wire transfer, you'll need the following information:
  1. Your bank account number.
  2. The recipient's name.
  3. The recipient's bank name and address.
  4. The recipient's bank's American Bankers Association number, commonly called a routing number (for transfers within the U.S.) or Bank Identifier Code (outside the U.S.).

Can you receive money without an ID?

If you do this, your receiver will be able to pick up funds without ID, except where prohibited by the destination country. (Amounts available without ID may be limited.) Note: To claim funds at a U.S. Bank branch location, approved identification is required, subject to terms defined by U.S. Bank National Association.

Why does Western Union ask for ID?

A lot of people ask why they need to bring a picture ID when they pick up a Western Union money transfer. The answer is simple: we want to do everything we can to reduce the risk someone else will pick up your money. Our goal is to provide the best customer experience with every transaction.

Can I transfer money from Western Union to bank account?

You can send money directly to your receiver's bank account through westernunion.com or from a participating Western Union agent location. Before you send money to a bank account, you'll need to know what information is required.

What happens if money is not picked up from Western Union?

If you've transferred money and the money hasn't yet been picked up, call our fraud hotline at 1-800-448-1492 to stop the transaction. If the funds haven't been picked up by the receiver, you'll get a full refund, including the transaction fee.

Can you get money from Western Union with an expired ID?

Me: "Well, without a valid piece of government-issued photo ID, you won't be able to pick up the money." Western Union asks for the expiration date on photo ID, so this transaction will not go through."

How can I send money to someone without a bank account?

We'll cover some of the cheapest, fastest and easiest ways to send money to someone without a bank account.
  1. Money Order. Money orders work a bit like checks.
  2. Walmart-to-Walmart.
  3. Western Union.
  4. PayPal.
  5. Venmo.
  6. Square Cash.
  7. Prepaid Debit Cards.
  8. Google Wallet.